Thibault founded the Payments Association EU in 2020. The association now has almost 100 members with events organized throughout Europe.

The Association acts as both a ‘Think Tank’ and a ‘Business Club’ for the industry, facilitating collaboration on joint projects and meetings at the highest level between its decision-makers.  

Thibault has always been at the crossroads of finance and marketing and has over 25 years' experience in the financial and technology sectors in Luxembourg, Belgium and Malaysia. 

Concha Picón Muñoz works as Group Head of Sanctions Advisory in the Financial Crime Compliance department at Santander Group. Concha has extensive experience on international sanctions programmes and export control regulations.

Her experience includes investigation and assessment of complex transactions, customer due diligence, providing legal financial crime advice and developing consistent and credible strategies to assess and manage financial crime risks of entities in multiple sectors.

Prior to joining Banco Santander, Concha also worked in the industry at Shell, as well as in other major financial institution, Standard Chartered Bank and Deloitte.

She is a lawyer by background and also holds an LLM in International Trade and Investment Law by the University of Amsterdam and a Master in Corporate Law by Garrigues. 

Pascal runs Neterium’s product management activities.  He is a business technologist with more than 15 years of experience in Financial Crime Compliance. He is recognised as an authority in this field and is a regular speaker at industry events worldwide. Pascal has been closely involved in the development of four screening solutions since 2003, giving him unique experience and market knowledge - https://neterium.io/  

Wolfgang Berner is Co-Founder and Chief Product Officer at Hawk, the leading provider of AI-powered AML and fraud detection technology. Wolfgang is a veteran of the financial services industry, having spent several years building PAY.ON before its acquisition by ACI Worldwide in 2015. As the driving force behind the Hawk technology suite, he fused the possibilities of allowing banks and payment companies to use AI to find more crime while increasing efficiency with the explainability needed for regulatory compliance. Away from work, Wolfgang likes to be outside on his bike or hiking in the mountains. His other passion is ice hockey - the "coolest game on earth" - which he loves to play with his sons.

CaixaBank Compliance, Compliance Innovation Director. Previously CaixaBank Risks, CaixaBank IT, IT Consultancy, Industrial and Insurance sectors.

Master International Business Administration (UPC). Postgraduate Compliance (UPF). Postgraduate Financial Advice (UPF). Postgraduate Banking Business (UPF).

Law Degree (UOC). Degree in Mathematics (UB). Computer Science Engineering (UPC).

Javier has over 10 years’ experience in Financial Services, having worked in different roles such as: consultant, SME and now sales. He has advised institutions on areas like technology, AI processes and applications, implementation of AML programs, and financial crime remediations.

Prior to joining Symphony AI, Javier has also worked in Oracle, as well as other major companies like Deloitte.

Pedro Comín Rodríguez (Zaragoza, 1961) has been the Director of Sepblac since November 2020. He has developed most of his professional career in the Banco de España, where he started in 1991 as a Credit Institutions Inspector. During his 29 years at this institution, he has held several senior positions, such as Deputy General Director in the Directorate General Banking Supervision and Coordinator in the Directorate General Services. He has also served in managerial positions in other public organizations such as the Spanish Executive Resolution Authority (FROB) and the Independent Authority for Fiscal Responsibility (AIReF). Previously, he worked in the private sector in financial audit and controlling. Pedro Comín holds a double degree in Law and Business Administration E-3 from ICADE (Universidad Pontificia de Comillas) and has served as a postgraduate professor in several institutions and educational centres.

Cuenta con una experiencia profesional en prevención de blanqueo de capitales y compliance, de más de 15 años, desarrollada en organizaciones como PwC y KPMG. Ha realizados Informes de Experto Externo en materia de prevención de blanqueo para entidades como Banco Santander, BBVA, ING, JP Morgan, Citi, Goldman Sachs, Ocaso, Santa Lucía etc. y ha impartido formación en esta materia a más de 2.000 personas.

Es licenciado en Dirección y Administración de Empresas por Hogeschool Inholland (Países Bajos) y cuenta con un MBA por IESE Business School – Universidad de Navarra. Es Certified Internal Auditor (CIA) y Certification in Risk Management Assurance (CRMA) por el Instituto de Auditores Internos.

Actualmente es CEO de Agile Control Solutions S.L., Experto Externo en prevención de blanqueo de capitales y financiación del terrorismo inscrito en el registro del SEPBLAC. Es ponente habitual en la Universidad Complutense, ASCOM, Cumplen y el Ilustre Colegio de Abogados de Madrid (ICAM).

Carlos Lopez is a Senior Manager of the Financial Crime Centre of Excellence of Deloitte. He has been implementing AML controls for the last 14 years in different Financial Institutions globally, focused on Transaction Filtering and Monitoring.